Mastercard BIN list Mastercard Credit Cards — Credit Mutuel - IIN 513286

Credit card numbers that start with the Issuer Identification Number (IIN) 513286 are Mastercard credit cards issued by Credit Mutuel in France. Credit Mutuel issues cards under a total of three IIN numbers including this one, so some card numbers issued by Credit Mutuel may start with IIN numbers from one of these other ranges. You can view a list of all three of Credit Mutuel's IIN numbers here. For more information, call Credit Mutuel at (067) 526-6888.

Credit Mutuel
credit card chip
5132 Valid Thru 08/2022
John Q. Cardholder
Card Scheme Mastercard
Bank Name Credit Mutuel
Card Type CREDIT
IIN 513286
Card Number 5132 86XX XXXX XXXX
Bank Phone (067) 526-6888
Bank Country France

Anatomy of a Credit Mutuel Mastercard Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 5 indicates that this is a Mastercard card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 513286 indicates that this card was issued by Credit Mutuel in France.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

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