Visa BIN list Visa Credit Cards — Wells Fargo Bank Nevada, N.A. - IIN 485620

Credit card numbers that start with the Issuer Identification Number (IIN) 485620 are Visa credit cards issued by Wells Fargo Bank Nevada, N.A. in United States. Wells Fargo Bank Nevada, N.A. issues cards under a total of three IIN numbers including this one, so some card numbers issued by Wells Fargo Bank Nevada, N.A. may start with IIN numbers from one of these other ranges. You can view a list of all three of Wells Fargo Bank Nevada, N.A.'s IIN numbers here. For more information, call Wells Fargo Bank Nevada, N.A. at (800) 225-5935.

Wells Fargo Bank Nevada, N.A.
credit card chip
4856 Valid Thru 08/2023
John Q. Cardholder
Card Scheme Visa
Bank Name Wells Fargo Bank Nevada, N.A.
Card Type CREDIT
IIN 485620
Card Number 4856 20XX XXXX XXXX
Bank Phone (800) 225-5935
Bank Country United States

Anatomy of a Wells Fargo Bank Nevada, N.A. Visa Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 485620 indicates that this card was issued by Wells Fargo Bank Nevada, N.A. in United States.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

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