Visa BIN list Visa Credit Cards — The Toronto-Dominion Bank - IIN 452300

Credit card numbers that start with the Issuer Identification Number (IIN) 452300 are Visa credit cards issued by The Toronto-Dominion Bank in Canada. Note that this is the only IIN range issued by The Toronto-Dominion Bank, so all cards issued by this provider will be of the format 4523 00XX XXXX XXXX. For more information, call The Toronto-Dominion Bank at (416) 982-3357.

The Toronto-Dominion Bank
credit card chip
4523 Valid Thru 08/2025
John Q. Cardholder
Card Scheme Visa
Bank Name The Toronto-Dominion Bank
Card Type CREDIT
IIN 452300
Card Number 4523 00XX XXXX XXXX
Bank Phone (416) 982-3357
Bank Country Canada

Anatomy of a The Toronto-Dominion Bank Visa Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 452300 indicates that this card was issued by The Toronto-Dominion Bank in Canada.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

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