Visa BIN list Visa Credit Cards — The Independent Bankers - IIN 470712

Credit card numbers that start with the Issuer Identification Number (IIN) 470712 are Visa credit cards issued by The Independent Bankers in United States. Note that this is the only IIN range issued by The Independent Bankers, so all cards issued by this provider will be of the format 4707 12XX XXXX XXXX. For more information, call The Independent Bankers at (800) 367-7576.


The Independent Bankers
credit card chip
4707 12XX XXXX XXXX
4707 Valid Thru 08/2022
John Q. Cardholder
Card Scheme Visa
Bank Name The Independent Bankers
Card Type CREDIT
IIN 470712
Card Number 4707 12XX XXXX XXXX
Bank Phone (800) 367-7576
Bank Country United States


Anatomy of a The Independent Bankers Visa Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 470712 indicates that this card was issued by The Independent Bankers in United States.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.


Disclaimer: Thank you for using CreditCardValidator.org! Please note that while we strive to ensure that our list of credit/debit card IIN/BINs and other payment card data is complete and up to date, we have to provide this resource on an AS-IS basis and cannot guarantee its accuracy.

None of the data you enter on this site will be stored or cached on our servers. All of our credit card verification tools are client-side, so entered data never leaves your browser.

** This Document Provided By CreditCardValidator **
Source: http://www.creditcardvalidator.org/visa/the-independent-bankers/470712