Unionpay BIN list Unionpay Debit Cards — China Merchants Bank - IIN 621483

Debit card numbers that start with the Issuer Identification Number (IIN) 621483 are Unionpay debit cards issued by China Merchants Bank in China. China Merchants Bank issues cards under a total of two IIN numbers including this one, so some card numbers issued by China Merchants Bank may start with IIN numbers from one of these other ranges. You can view a list of all two of China Merchants Bank's IIN numbers here. For more information, call China Merchants Bank at +86 95555.

China Merchants Bank
credit card chip
6214 Valid Thru 08/2024
John Q. Cardholder
Card Scheme Unionpay
Bank Name China Merchants Bank
Card Type DEBIT
IIN 621483
Card Number 6214 83XX XXXX XXXX
Bank Phone +86 95555
Bank City Shenzhen
Bank Country China

Anatomy of a China Merchants Bank Unionpay Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 6 indicates that this is a Unionpay card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 621483 indicates that this card was issued by China Merchants Bank in China.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

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Source: http://www.creditcardvalidator.org/visa/china-merchants-bank/621483