Visa BIN list Visa Credit Cards — Bendigo Bank Limited - IIN 456443

Credit card numbers that start with the Issuer Identification Number (IIN) 456443 are Visa credit cards issued by Bendigo Bank Limited in Australia. Note that this is the only IIN range issued by Bendigo Bank Limited, so all cards issued by this provider will be of the format 4564 43XX XXXX XXXX. For more information, call Bendigo Bank Limited at (135) 485-7872.

Bendigo Bank Limited
credit card chip
4564 Valid Thru 08/2024
John Q. Cardholder
Card Scheme Visa
Bank Name Bendigo Bank Limited
Card Type CREDIT
IIN 456443
Card Number 4564 43XX XXXX XXXX
Bank Phone (135) 485-7872
Bank Country Australia

Anatomy of a Bendigo Bank Limited Visa Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 456443 indicates that this card was issued by Bendigo Bank Limited in Australia.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

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