Visa BIN list Visa Credit Cards — Asb Bank - IIN 454860

Credit card numbers that start with the Issuer Identification Number (IIN) 454860 are Visa credit cards issued by Asb Bank in New Zealand. Asb Bank issues cards under a total of three IIN numbers including this one, so some card numbers issued by Asb Bank may start with IIN numbers from one of these other ranges. You can view a list of all three of Asb Bank's IIN numbers here. For more information, call Asb Bank at (649) 306-3000.

Asb Bank
credit card chip
4548 Valid Thru 08/2024
John Q. Cardholder
Card Scheme Visa
Bank Name Asb Bank
Card Type CREDIT
IIN 454860
Card Number 4548 60XX XXXX XXXX
Bank Phone (649) 306-3000
Bank Country New Zealand

Anatomy of an Asb Bank Visa Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 4 indicates that this is a Visa card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 454860 indicates that this card was issued by Asb Bank in New Zealand.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

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