Mastercard BIN list Mastercard Debit Cards — Eds Credit Union Standard - IIN 539765

Debit card numbers that start with the Issuer Identification Number (IIN) 539765 are Mastercard debit cards issued by Eds Credit Union Standard in United States. Note that this is the only IIN range issued by Eds Credit Union Standard, so all cards issued by this provider will be of the format 5397 65XX XXXX XXXX.

Eds Credit Union Standard
credit card chip
5397 Valid Thru 08/2020
John Q. Cardholder
Card Scheme Mastercard
Bank Name Eds Credit Union Standard
Card Type DEBIT
IIN 539765
Card Number 5397 65XX XXXX XXXX
Bank Country United States

Anatomy of an Eds Credit Union Standard Mastercard Credit Card Number

While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes.

Digit 1 — The MII

The first digit of the card is known as the MII digit, and indicates the credit card's scheme. In this case, the MII of 5 indicates that this is a Mastercard card.

Digits 1-6 — The IIN / BIN

The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). This sequence uniquely identifies the bank that issued the card. In this case, the IIN of 539765 indicates that this card was issued by Eds Credit Union Standard in United States.

Digits 7-15 — The Account Number

Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. These 8 digits are the most important part of the credit card number.

Digit 16 — The Check Digit

The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.

Disclaimer: Thank you for using! Please note that while we strive to ensure that our list of credit/debit card IIN/BINs and other payment card data is complete and up to date, we have to provide this resource on an AS-IS basis and cannot guarantee its accuracy.

None of the data you enter on this site will be stored or cached on our servers. All of our credit card verification tools are client-side, so entered data never leaves your browser.

** This Document Provided By CreditCardValidator **